Watch Out – It’s So Easy to Get Penalty Points These Days


The number of speeding cameras is increasing dramatically, they seem to be everywhere, there are very few dummies, they are digital, there is no physical film anymore, so there is no limit to the number of people they can catch and the data they can store, and they are highly accurate.

Historically, a policeman would pull you over and it was at his discretionwhether you were fined or not. Women were statically far more likely to be let off. This is no longer the case. Digital cameras make no human judgements, if youare speeding, you are get a fine and points.
These days women are just as likely to be given points for speeding as men. Digital cameras are very accurate, take hi res photos and sometimes video, which are instantly checked against DVLA records and can clearly see who is driving the vehicle. It is almost impossible to dispute who was driving the car and that they were speeding.

The days of a tolerance of 10% plus 3mph before you are prosecuted are gone. Just a fractionover a speed limit and you will be prosecuted. Average speed cameras are even more accurate and often set to just 1 mile per hour over a speed limit.

The increase in prosecutions is staggering. A typical mobile speed trap captures between 100 and 120 people an hour, that’s one nearly every 30 seconds.

DriverPlan is seeing a hugeincrease in the number of people who classify themselves as careful drivers, who don’t often break the speed limit losing their licence because of multiple speeding offences in a short period, often days or a few short weeks.

DriverPlan can give you full cover driver licence insurance if you have upto 8 points on your licence. If you have more, we can help but your cover will be restricted.
If your income or lifestyle is dependent on driving it is well worth taking cover at an early stage to have peace of mind. To keep mobile when you are temporality unable to drive has been estimated to cost £2,500 a month for trains and taxis.

DriverPlan, unlike many insurance companies likes to be fair with its customers, for instance if after you take the policy out, you get some points but not enough to be banned. When you renew your policy, there will not be an increase in your premium.

Cover starts from just £12.68 a month, the top policy costs £38.15. Whatever, your circumstances, DriverPlan has a policy for you to keep you mobile if you are temporarily unable to drive.


If You Have an Accident and Can’t Drive for a While, How Will This Affect Your Life?


Accidents that temporarily stop you from driving can happen for the most innocuous reasons, a simple trip on a step or the dog pulling you over in the park. They can also happen as a result of sport, football is common as is riding a bike and horse riding. But the injury can be serious resulting in you being unable to drive for a while which can impact on your ability to do your job and support family and friends. For some, the financial consequences of this are dramatic. It is estimated that to keep someone mobile with taxis and trains costs on average £2,500 a month.

Driver plan protects people from the consequences of not been able to drive from accident, injury or disqualification. It is the best insurance for points on licence. They have offered this cover for over two decades and a significant majority of the claims are for accident and injury rather than disqualification due to points accumulation.
If you are injured with for example a broken shoulder, you will be unable to drive while it heals. If you do take the risk and drive it actually means that your insurance policy is null and void. If you then have an accident, the insurance will refuse to pay out and you are personally liable for all the costs. Insurance companies have become much stricter about this sort of thing in recent years. The police are also likely to prosecute you, meaning extra points on your license or even a ban.

The Driver Plan policy keeps you fully mobile both in your business and personal life. If your driving is related directly to your work because you are self employed or paid on commission, it is going to cost you an awful lot in lost income.

One of DriverPlan’sclients broke her leg while on holiday in Australia, came back to the UK, the leg hadn’t set properly, it had to be reset, she was unable to drive for nearly a year and Driver Plan paid all the costs of approximately £29,000. Another client got carried away dancing at a friend’s wedding and broke his achilles tendon. He was unable to drive for 5 months. Driver Plan kept him fully mobile so that his income and lifestyle were not affected. Another fell off a friend’s sofa while asleep and broke his wrist, DriverPlan again paid out to keep him mobile.

Cover starts from just£12.68 a month, the top policy costs £38.15. Whatever, your circumstances, DriverPlan has a policy for you to keep you mobile if you are temporarily unable to drive